No monthly maintenance or overdraft fees.Customer support is available 24/7 by phone or through the secure online chat feature. To earn the highest interest rate, you’ll need to set up direct deposit, use your Axos Visa® Debit Card (or sign up for Personal Finance Manager), and add a loan payment and investing account. There’s no monthly maintenance fee, but you need at least $50 to open an account. You’ll also qualify for unlimited ATM fee reimbursements on withdrawals made domestically. You can easily manage your account through Axos’ all-in-one mobile platform. Best online bank accounts with virtual debit cardsĪxos Bank’s Rewards Checking account is an online high-interest checking account with an APY of up to 3.30%.
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